Wealthinking by Paula Hogan

En Garde! Engaging With Your 401(k) Plan At Work

Posted by Paula Hogan on Wed, May 27, 2015

In fencing a duel, when the bout director commands "En Garde!" the opponents ready themselves to attack, defend, or otherwise survive.

Read More

Tags: financial planning, retirement planning, portfolio management strategies

Financial Planning April Fool's

Posted by Paula Hogan on Wed, Apr 01, 2015

Sometimes when you look at the big picture, you just have to laugh. See if you can guess the answer to these seven ridiculous riddles: 
 

Read More

Tags: personal wealth management, Money Conversations, financial planning industry

So your 2014 Income Tax Return is filed. Now what?

Posted by Paula Hogan on Wed, Mar 25, 2015

When your 2014 tax return is complete, is your next step to heave a sigh of relief and drop it into the file for posterity?  Or do you take a few minutes to actually look at the return? What would you find if you did take a look?  There must be more than just getting the tax forms completed and signed each year, all the while feeling that the whole process is beyond your control, abusively complicated, and stunningly expensive.

Read More

Tags: financial planning, cash flow management, tax planning

Retirement Advice: Like a Good Woman, It's Hard to Find

Posted by Paula Hogan on Wed, Feb 11, 2015

The Society of Actuaries Committee on Post Retirement Needs and Risks has just published another paper about retirement policy in America. This interdisciplinary volunteer committee has created a stream of substantive data and insights about retirement planning that helps policy-makers, regulators, and consumers.  Retirement planning in our country is challenging and not at the moment optimally addressed. I’m proud to be a volunteer on this committee and grateful for all that I have learned from fellow committee members. 

Read More

Tags: personal wealth management, retirement planning, financial planning industry

An Unexpected Blend of Topics at the AICPA Conference

Posted by Paula Hogan on Wed, Jan 28, 2015

You might be surprised to see the agenda for the 2015 AICPA Advanced Planning Conference in Las Vegas, which I attended last week with Clint Wondra CFP® CPA, another advisor from our office.  This year, the content of the conference included a focus on the softer and more nuanced parts of retirement planning in addition to the more technical offerings traditionally offered by the AICPA, the world’s largest membership organization representing accountants.

Read More

Tags: financial planning, retirement planning, financial planning industry, cultural trends, tax planning

Savvy Cash Flow Management – Part 3 of 3

Posted by Paula Hogan on Wed, Jan 07, 2015

In the first two posts on Savvy Cash Flow Management, we focused on monthly discretionary cash flow as a primary metric for financial freedom and then considered best practices for the use of that financial freedom.  In this third of three posts, let’s look at some specific nuts-and-bolts suggestions for Savvy Cash Flow Management.

Read More

Tags: financial planning, personal wealth management, Money Conversations, needs versus wants, cash flow management

Savvy Cash Flow Management – Part 2 of 3

Posted by Paula Hogan on Wed, Dec 17, 2014

In the first of this three-part series on savvy cash flow management, we identified monthly discretionary cash flow as the primary metric for financial freedom. The subject of this post is what do you do with that freedom? In other words, what makes someone happy in their day to day financial life? That question is at the heart of personal financial planning and so an obvious focus for savvy cash flow management.  

Read More

Tags: personal wealth management, needs versus wants, cash flow management, cultural trends, behavioral finance, positive psychology

Savvy Cash Flow Management - Part 1 of 3

Posted by Paula Hogan on Wed, Nov 26, 2014


One of the most interesting parts of financial planning is cash flow management.  It’s where personal values are the most visible and where the most important planning decisions are made. This is the first of three posts which together might be titled: What Your Mother Never Told You about Cash Flow Management But Would Be Really Helpful for You To Know.

Read More

Tags: retirement planning, Money Issues, cash flow management

Technology Induced Change in the Brokerage Industry

Posted by Paula Hogan on Wed, Nov 12, 2014

Two new financial firms reflect the convulsive, technology induced-change going on right now in the brokerage industry.  They also raise some interesting financial planning considerations. Let’s take a look.

Read More

Tags: Money Issues, financial planning industry, behavioral finance

What are we doing to our elders?

Posted by Paula Hogan on Wed, Oct 22, 2014

Have you ever been in a situation where you have been working really hard to navigate some new challenge or to work towards some high personal goal, and then midstream find yourself pausing and thinking: “Something’s not right here. We need a reset.”  I have had that feeling lately as a financial advisor helping people plan for their later years. I’m wondering if you agree that as a culture we need to press the reset button. Here’s why:   

Read More

Tags: retirement planning, Money Conversations, financial planning industry, Financial transitions